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How savings work

Demo illustration

You deposit a principal amount and earn interest. An easy-access savings account usually allows withdrawals; a term deposit holds funds for an agreed period. Early withdrawal depends on the product terms and may reduce interest or incur a fee.

2.5% base + 0.5 percentage-point bonus

This example assumes a 12-month deposit with an effective annual yield (APY) of 3.0% when the bonus conditions are met. Without the bonus, the yield is 2.5%. These are annual percentages, not monthly returns.

APY includes the effect of compounding: when interest is added to your balance, later interest can be earned on that interest too. Actual payout dates and bonus eligibility depend on the agreed terms.

Illustration assumes the full amount stays deposited for 12 months, with no withdrawals, additional deposits, fees or taxes. Interest is shown before tax. This demo is not an actual deposit offer.

Apply for a loan

To apply for a loan, please contact your banker or visit your nearest branch.

Open a deposit

To open a deposit, please contact your banker or visit your nearest branch.

Password assistance

To change your password, please call the number below or visit your nearest branch.

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Security verification

Authenticator PIN

Enter your 6-digit PIN to continue to your account.